A commercial business loan is one of the simplest ways to get cash flowing into your client's business. It can be used to purchase equipment, to fund a growth ambition or manage a short term cash flow need. Our commercial business loans are designed to provide businesses with easy access to short term finance.
With our short-term business loans, we assess all applications on an individual basis; we are not wholly reliant on computer algorithms, we use real people to ensure your business receives the right product at the right price.
Why choose a Commercial Business Loan?
- Funding between £50k & £1million
- Terms from 3 to 12 months
- Simple equal monthly repayments of capital and interest
- Pre-agreed monthly interest rate
- No set up fees, admin fees or early repayment fees
- The Commercial Business Loan can work along side other financial arrangements
Is my client eligible?
- Are they a registered Limited Company, LLP or PLC? (sorry we can’t fund sole traders or partnerships)
- Have been trading for more than 2 years?
- Are profitable?
- Are the Directors UK Homeowners?
- Is the business based in England, Scotland or Wales?
We design short term finance solutions for all types of businesses. If your clients need short term cash for their business then we could help. You can contact us via live chat, telephone, or email. Get in touch today and speak to a member of the team.
What are the costs?
We charge a fixed day rate that has been pre-agreed and that we tailor to the facility, we will then take a monthly direct debit, each month over the set term we have agreed.
What is the minimum and maximum value of a commercial business loan you will fund ?
The minimum value of commercial business loan is £50,000, the maximum is £1m.
What is the maximum value of commercial loan you will fund?
The maximum as currently £1 million however we are open to discuss invoices or confirmed orders of a higher value.
How quickly can my client receive their money?
If all documentation is received and a clear audit trail is visible your client could receive funding within 24 hours.
What if my client has other funding facilities in place?
That’s why a commercial loan is the perfect short term funding solution for your clients. The facility can work hand in hand with your clients existing financial arrangements.
Will security be required?
Yes, the security needed will be determined by the deal. We take debentures in almost all cases and guarantees from the directors ranging from a personal guarantee to fraud warranty.
What commission structure do you offer?
A competitive one! You are paid a percentage of the total fee we charge. The percentage is determined after a discussion to understand your requirements and how our proposition could work for you.
Do you have an intermediary agreement ?
Yes, this will outline the terms we have agreed and allow you access to our intermediary portal which will allow you to submit leads and applications quickly, view the status of your leads and provide up to date income statements.