Meeting the demands of cash flow and working capital are always a challenge for any business, regardless of size or industry. The greater challenge, perhaps, is that of sourcing the cash to keep your business successful and growing. These days there are a plethora of funding options available to business owners, with the traditional choices of overdrafts or borrowing from friends and family no longer the only way to get cash into your business.
What are the business financing options available to you?
There are now more finance options for you and your business than ever before. Keeping the cash flowing in your business is vital. We at Catalyst believe that you should be able to utilise the assets in your business to deliver the funds needed to help you realise your growth ambitions. For any aspect of short term lending we will be able to tailor a finance solution for you.
Is your business eligible?
- Do you need funds from £50k to £1m?
- Is your business based in England, Scotland or Wales?
- Are you registered as Limited Company, PLC or LLP (in some cases Partnerships are eligible)?
- Are you a UK homeowner?
If you answer yes to all of the above questions then we could help. Take a look at our products below and see how we can help keep cash flowing in your business.
Selective Invoice Finance
Selective Invoice Finance is a simple way to release cash tied up in outstanding unpaid invoices, allowing businesses to accelerate cash flow without resorting to more complex financial products.Read more
Commercial Business Loans
We provide short term business loans that range from £50k to £1m over 3 months up to 12 months. Our pricing is fixed and transparent. We don’t charge set up fees or early repayment charges - just quick access to the working capital you need.Read more
Revolving Business Credit Facility
We can provide you with a facility that allows your business to 'dip in and out' and utilise the cash it needs when it needs it most. Similar to a business overdraft, you can borrow and repay as often as you would like to a pre agreed limit. You will only pay for the funds your business uses and not the funds that might be used.Read more
Asset Secured Loans
This allows you to use the assets you already have in your business and release cash from your purchase orders/confirmed orders. You can also release cash from an expected inflow of funds such as an HMRC rebate or an incoming government grant.Read more
How much does it cost?
There are no set up costs, no monthly minimum charges, no exit fees or any hidden charges. The only cost is a charge/interest fee which is calculated daily based upon the amount you have used and for the time you have used it. These fees will be payable by you either when the invoice is paid in full or, in the case of a commercial business loan, on a monthly basis.
What types of businesses do you fund?
We fund all types of PLC, Limited Companies and LLPs. You can secure funding if you produce invoices or have future business orders which are already in place. You can read about some of the types businesses we have helped in our case studies section of the website.
You offer short term funding solutions, what if I need something more longer term?
Our facilities generally run up to 12 months. If you require funds for a longer term, simply speak with the team and talk them through your additional funding needs and they will be able to advise you quickly on your options.